PNB DSP Account Benefits for Defence Employees

PNB DSP Account Benefits for Defence Employees Serving in Indian Army, Indian Air Force, and Indian Navy. These benefits are available up to the Memorandum of Understanding (MoU) between the Ministry of Defence and the Punjab National Bank (PNB). These benefits are available only for Serving/ Retired Defence personnel.

PNB DSP Account Benefits for Defence Employees

Ser No  Benefits Name
Quantity of Benefits
01 Personal Accidental Cover
Rupees 30 Lacs
02 Total Disability Rupees 30 Lacs
03 Partial Disability No
04 Applicability of Pensioners Yes
05 Cover on Anti-Terrorist/ Naxal Operation No
06 Add on cover No
07 Additional Insurance on Debit Card/ Credit Card  Debit Card- 1-2 Lakh
Credit Card- 2-10 Lac
08 Additional Accidental Insurance Cover Rupees 1 Crore (Tickets purchased through PNB Salary Account)
09 Purchase Protection No
10 Personal Accidental Insurance Death Assistance Rs 1 Lakh or actual expenditure per year for 4 years for the education of one child
11 Waiver in processing fee on Loan Waived
12 Concessional Rates on Loan Home Loan- 5% in Margin Money,
Car Loan-ROI@ 1 YEAR MCLR+0.35%,
Personal Loan- ROI@1 year MCLR+2.0%,
Overdraft- 1.55%
13 Over Draft facility Rupees 75000 to 03 Lac).
14 Education Loan Available.
15 Demand Draft Yes, without any charge.
16 Locker Facility Concession on Annual Maintenance charge 25% for 3 Years
17 Use of other Bank ATM Yes.
18 Facilities for Nepali Gorkha Soldiers Free remittance to EBL linked account
19 Credit Card Free on request
20 Demat Account/ Online trading account Available through SMC and Networth (Approved Broker)
21 Cheques Instant Credit of outstation Cheques Upto Rupees 50000,
Unlimited Multicity cheques (Except for bulk requirement for EMI payment to other Banks FI/ NBFC)
22 ATM/ Debit Card facility 2 Debit Card without any annual fee
23 Free Advisory Service Yes
24 Additional zero balance Salary Account To Parents, Spouse, Dependent Children
25 Doorstep Banking To Sick/ incapacitated
26 SMS facility Yes

PNB DSP Account Benefits Click here

SBI DSP Account Benefits Click here

कार पॉलिसी एवं खरीदने की जानकारी Car Purchase Policy

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