PNB DSP Account Benefits for Defence Employees Serving in Indian Army, Indian Air Force, and Indian Navy. These benefits are available up to the Memorandum of Understanding (MoU) between the Ministry of Defence and the Punjab National Bank (PNB). These benefits are available only for Serving/ Retired Defence personnel.
PNB DSP Account Benefits for Defence Employees
Ser No | Benefits Name |
Quantity of Benefits
|
---|---|---|
01 | Personal Accidental Cover (Death) |
Rupees 30 Lacs |
02 | Total Disability | Rupees 30 Lacs |
03 | Partial Disability | No |
04 | Applicability of Pensioners | Yes |
05 | Cover on Anti-Terrorist/ Naxal Operation | No |
06 | Add on cover | No |
07 | Additional Insurance on Debit Card/ Credit Card | Debit Card- 1-2 Lakh Credit Card- 2-10 Lac |
08 | Additional Accidental Insurance Cover | Rupees 1 Crore (Tickets purchased through PNB Salary Account) |
09 | Purchase Protection | No |
10 | Personal Accidental Insurance Death Assistance | Rs 1 Lakh or actual expenditure per year for 4 years for the education of one child |
11 | Waiver in processing fee on Loan | Waived |
12 | Concessional Rates on Loan | Home Loan- 5% in Margin Money, Car Loan-ROI@ 1 YEAR MCLR+0.35%, Personal Loan- ROI@1 year MCLR+2.0%, Overdraft- 1.55% |
13 | Over Draft facility | Rupees 75000 to 03 Lac). |
14 | Education Loan | Available. |
15 | Demand Draft | Yes, without any charge. |
16 | Locker Facility | Concession on Annual Maintenance charge 25% for 3 Years |
17 | Use of other Bank ATM | Yes. |
18 | Facilities for Nepali Gorkha Soldiers | Free remittance to EBL linked account |
19 | Credit Card | Free on request |
20 | Demat Account/ Online trading account | Available through SMC and Networth (Approved Broker) |
21 | Cheques | Instant Credit of outstation Cheques Upto Rupees 50000, Unlimited Multicity cheques (Except for bulk requirement for EMI payment to other Banks FI/ NBFC) |
22 | ATM/ Debit Card facility | 2 Debit Card without any annual fee |
23 | Free Advisory Service | Yes |
24 | Additional zero balance Salary Account | To Parents, Spouse, Dependent Children |
25 | Doorstep Banking | To Sick/ incapacitated |
26 | SMS facility | Yes |
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